Gastric Bypass Surgery - Requesting Insurance Pre-Approval

You have done your research on gastric bypasspertinent information to help in the pre-approval
surgery, and determined whether your insuranceprocess. This correspondence should clearly identify
carrier will pay for the procedure. You have the CPTthe date, your name, and the reason for the letter (e.g.,
ICD-9 codes memorized, and you're on a first-name"request for preauthorization"). Your date of birth,
basis with the member services rep at the insuranceinsurance number, and group number should come
company. You have prepared the documentationimmediately after this information, after which the body
required by your carrier, and the big day is finally here:of the letter should follow.
It's time to submit all this information with a request forMaking Your Case
pre-approval of your gastric bypass procedure.Within the body of the letter, your doctor should again
Increase Your Chances of Insurance Successstate your name, along with your age and gender, and
The checklist below can help you ensure you havethe long-term medical problem for which you are
obtained everything needed to increase your chancesrequesting coverage of treatment-in this case, severe
of securing preauthorizing for weight loss surgery fromor morbid obesity.
your insurance carrier:The body of the letter should also include your weight
1. A letter of medical necessity from your primary careand height, and note that your body mass index (BMI)
physician or a medical specialist recommending you foris excessive for the criteria of obesity. In addition, your
weight loss surgerydoctor should state clearly that if the weight problem
2. Doctor's records of office visits documenting yourcontinues, you would suffer from serious health risks,
history of obesity (this should include documentationresulting in a shorter life span. The following are other
supporting The National Institute of Health guidelines oftopics that should be addressed in your request for
severe and morbid obesity)preauthorization:
3. A well-documented list of any serious health issues,- The specific period of time you have been in your
such as hypertension or diabetes, considered a directdoctor's care expressly to manage your obesity.
result of severe or morbid obesity- Details of your active involvement in recommended
4. A detailed list of any doctor-prescribed medicationsdiet or medication remedies. Include the amount of
for weight lossweight lost in following these recommendations and
5. Supporting documents pertaining to anyshow that you have suffered from continued weight
medically-supervised diet programsgain after trying these programs.
6. Evaluation records and clearance if under the care- The current list of medical conditions directly resulting
of a mental health specialist or if takingfrom weight issues, and assurance that these issues
psychotherapeutic medication, such aswould improve greatly upon shedding the excess
anti-depressantsweight following gastric bypass surgery.
7. Records of any tests requested by your insurance- The procedure expected to take place, the surgeon
company and their resultsexpect to perform the procedure, the address and
Submitting Your Requesttelephone number of the surgeon or bariatric treatment
After verifying that you have gathered all requiredcenter, and the expected length of hospital stay.
documents, the office of your gastric bypass surgeon- A description of the surgery, including details of the
or your primary care physician will likely assist you inbenefits you seek to gain from gastric bypass surgery.
submitting a request for preauthorization. You mayPrior to sending the request, be sure to make copies
also submit the information yourself, but your requestfor yourself and your physician or surgeon, and attach
will likely be given more weight if coming from aall supporting documentation. You may also want to
medical practitioner.send your letter via registered or certified mail, so you
Along with your required documents, the letter to yourcan mark the date when your request was filed and
insurance company from your doctor will containhave proof that it was received.