| When you are ill, you probably have zero interest in | | | | insurance agency" to answer your questions, make |
| dealing with your health insurance company. In fact, | | | | sure that you have something to do. You may want to |
| they are probably the last person that you want to talk | | | | have a book to read, your favorite television show |
| to. When you imagine calling them, you probably begin | | | | recorded and other things ready to do. |
| by cursing yourself for choosing an "affordable health | | | | If the health insurance company seems like something |
| insurance policy". Why? Their customer service hours | | | | that is going to make you feel even worse, you may |
| are between the hours of 9-3:30, and the average | | | | want to ask your doctor, wife or other family member |
| wait to talk to a customer service representative is 23 | | | | to deal with your health insurance. Making sure that |
| minutes. | | | | you get the right answers before you go to the doctor |
| When you are ill, dealing with a health insurance | | | | and before you get an expensive treatment is going to |
| company probably doesn't seem like it may be on the | | | | save you a lot of troubles and a lot of headaches in |
| top of your list of things to do. In fact, if you are ill, you | | | | the future. |
| probably should do things like rest, drink plenty of fluids, | | | | If you think that calling the insurance company while |
| and concern yourself with a swift recovery. | | | | you are sick is worse than being sick itself, there is |
| If you have an individual health insurance policy, you | | | | something that you can do: make sure that you read |
| are probably going to have to deal with a lot more | | | | the fine print and don't have any questions about your |
| paperwork than if you have a plan through your | | | | insurance policy before you even get sick. This is going |
| company. An individual health insurance policy is also | | | | to be really important anyways, but if you know about |
| going to cause you more headaches, and probably | | | | how to get express authorization for an illness and |
| cause you to make one too many calls to your health | | | | what to do when you are in an emergency situation |
| insurance company. | | | | and need health care quickly. |
| If you do end up calling your health insurance company | | | | Calling the health insurance company while you are ill is |
| while you are ill, remember that you are definitely going | | | | something that is probably worse than the pain that |
| to need a lot of patience and a cordless phone. This | | | | you are feeling. If you want to know what to do, the |
| phone is going to be a godsend, especially when you | | | | answer is probably in the fine print of your policy. If you |
| get put on hold for the fifth time, while they decide | | | | ask and get the answers to all of your questions while |
| whether or not you can go to that specialist or if you | | | | you are healthy, you are going to save yourself a lot |
| have to make due with the prescription antibiotic that | | | | of pain and suffering and be able to feel better about |
| your doctor prescribed you for your temporary | | | | yourself sooner, because you don't have to deal with |
| blindness. | | | | the health insurance company. |
| While you are waiting on the "affordable health | | | | |