| If you are a homeowner in the United States, you may | | | | Ocean which caused the Asian tsunami. That |
| think that your homeowners insurance covers you in | | | | earthquake measured a 9 on the Richter scale. It was |
| the event of any major catastrophe that may strike | | | | our decision to write so much on health insurance after |
| your home. Think again. In the United States | | | | finding out that there is still so much to learn on health |
| earthquake damage to homes is not covered by | | | | insurance. Producing such an interesting anecdote on |
| standard homeowners insurance. Although other forms | | | | health insurance took a lot of time and hard work. So it |
| of insurance cover damage brought on by | | | | would be enhancing to us to learn that you have made |
| earthquakes such as car insurance, after examining | | | | good use of this hard work! Do not assume that just |
| your homeowner's insurance policy a little closer, you | | | | because your homeowners insurance does not offer |
| will likely find that your home is not covered in the | | | | coverage for earthquakes that you will not find |
| event of an earthquake. The presentation of an article | | | | coverage. Earthquake insurance is available throughout |
| on health insurance plays an important role in getting | | | | the country for those who wish to protect their homes |
| the reader interested in reading it. This is the reason for | | | | and possessions from the threat of earthquakes. |
| this presentation, which has gotten you interested in | | | | Although a considerably low amount of Americans |
| reading it! Accept the way things are in life. Only then | | | | currently have earthquake insurance, if you live in an |
| will you be able to accept these points on health | | | | area that is at high risk of major earthquakes, you |
| insurance. health insurance can be considered to be | | | | would be a fool not to invest in earthquake insurance. |
| part and parcel of life. In the United States there are | | | | Officials realize how important earthquake insurance is |
| certain areas and regions that are more prone to | | | | for Americans in certain areas of the country like the |
| earthquakes. The west coast, for example, lies directly | | | | west coast. They have made strides in recent years |
| above a major fault line in the Earth causing frequent | | | | to make cuts on earthquake insurance rates in states |
| earthquakes, some of which have been tremendous. | | | | like California where it is vital for citizens to consider |
| California is one state that has been home to a | | | | insuring themselves against the damage of |
| number of disastrous earthquakes throughout history. | | | | earthquakes. It is only because that we are rather |
| However, if you do not live on the west coast of the | | | | fluent on the subject of health insurance that we have |
| United States do not assume you are free of the | | | | ventured on writing something so influential on health |
| danger of earthquakes. Earthquakes can occur | | | | insurance like this! Earthquake insurance can be |
| anywhere at anytime and on average about 5,000 | | | | relatively easy to get. Other types of disaster |
| earthquakes occur in the United States each year. In | | | | insurance not covered in homeowner's insurance |
| the past century earthquakes had been registered in | | | | policies, such as flood insurance, are only offered |
| 39 of the 50 United States, well over half of the | | | | through the government. However, earthquake |
| country. Earthquakes measuring at least a 7 on the | | | | insurance can be easily obtained through private |
| Richter scale, which measures the magnitude of an | | | | insurance companies. This makes obtaining earthquake |
| earthquake, occurred in both the eastern and central | | | | insurance more convenient for the common citizen. |
| regions of the United States in the 19th century. | | | | Residents of California can also obtain earthquake |
| Earthquakes can range from barely being able to be | | | | insurance policies from the California Earthquake |
| felt, to shaking the ground so violently that major | | | | Authority. Earthquake insurance will cover any |
| buildings collapse to the ground. If you happen to be | | | | structural damage to your home and its contents due |
| caught in one of the worse earthquakes your home | | | | to the shaking and shifting of the earth caused by |
| will surely be damaged. The most recent earthquake | | | | earthquakes. Other damage to your home will be |
| to cause considerable damage to surrounding areas | | | | covered through your homeowner's insurance. Unlike |
| was in Northridge, California in 1994. The earthquake | | | | other natural disasters such as major hurricanes and |
| measured at a 6.7 magnitude on the Richter scale and | | | | tornadoes, earthquakes of any size cannot be |
| caused almost twenty million dollars in damage in | | | | predicted. There is no way for scientists to tell when |
| Northridge and the surrounding towns and cities. A | | | | an earthquake will strike, which is why it is so important |
| major earthquake has the ability to cause billions of | | | | for you to be properly prepared for a major |
| dollars in damage to homes, businesses and entire | | | | destructive earthquake. If you live in an area with a |
| communities. The Northridge earthquake only | | | | high risk of earthquake damage, make sure your home |
| measured a 6.7, but there have been a number of | | | | and possessions are insured to make certain you are |
| larger earthquakes around the world in subsequent | | | | not left with major losses. |
| years, including the earthquake centered in the Indian | | | | |