| What exactly should you be looking for when | | | | doctor and he wanted to get some x-rays done to |
| comparing health insurance plans? Of course you will | | | | see if it was broken. After determining that it was, they |
| want to take note of how much the premiums are | | | | placed you in a cast, gave you two prescriptions and |
| going to cost you. This is usually the first thing that | | | | sent you home. Three weeks later you get a bill from |
| most people look at. You'll also want to take a close | | | | the doctor and the hospital. The total between the two |
| look at what the health insurance plan that you're | | | | bills is $1,400. In this case, if your deductible was less |
| considering covers. Not all plans are created the same. | | | | than $1,400 then you'd have to pay that amount and |
| Does it include hospital care? If so, up to how much? | | | | the insurance company would pay the rest. If your |
| Does it include ambulatory care? If so, how much? | | | | deductible was more than that amount you'd have to |
| Does it include prescription drugs? If not, why? Also, if it | | | | pay for it all yourself. |
| doesn't cover prescriptions, how much additional would | | | | If you have been looking into getting a health insurance |
| it cost to have them included? | | | | plan for yourself or your family, these are some of the |
| How much is the deductible? The deductible is the | | | | questions that you'll need to be asking, along with many |
| amount that you'll have to pay out of your own pocket | | | | more. Do the proper research before signing anything |
| each year before the insurance company will pick up | | | | and make certain that you're are very informed about |
| the tab. An example of this would be, let's say that | | | | the type of coverage that is included in your new |
| you took a fall and hurt your arm. You went to the | | | | health insurance plan. |