| What exactly should you be looking for when | | | | the doctor and he wanted to get some x-rays |
| comparing health insurance plans? Of course | | | | done to see if it was broken. After |
| you will want to take note of how much the | | | | determining that it was, they placed you in a |
| premiums are going to cost you. This is | | | | cast, gave you two prescriptions and sent you |
| usually the first thing that most people look | | | | home. Three weeks later you get a bill from |
| at. You'll also want to take a close look at | | | | the doctor and the hospital. The total |
| what the health insurance plan that you're | | | | between the two bills is $1,400. In this |
| considering covers. Not all plans are created | | | | case, if your deductible was less than $1,400 |
| the same. Does it include hospital care? If | | | | then you'd have to pay that amount and the |
| so, up to how much? Does it include | | | | insurance company would pay the rest. If your |
| ambulatory care? If so, how much? Does it | | | | deductible was more than that amount you'd |
| include prescription drugs? If not, why? | | | | have to pay for it all yourself. |
| Also, if it doesn't cover prescriptions, how | | | | |
| much additional would it cost to have them | | | | If you have been looking into getting a |
| included? | | | | health insurance plan for yourself or your |
| | | | family, these are some of the questions that |
| How much is the deductible? The deductible is | | | | you'll need to be asking, along with many |
| the amount that you'll have to pay out of | | | | more. Do the proper research before signing |
| your own pocket each year before the | | | | anything and make certain that you're are |
| insurance company will pick up the tab. An | | | | very informed about the type of coverage that |
| example of this would be, let's say that you | | | | is included in your new health insurance |
| took a fall and hurt your arm. You went to | | | | plan. |