Equipment Leasing Finance - Part 1

To run any business is an attractive project but to riseIt combines some of the benefits of leasing with those
funds for establishing it require efforts. Most of theof ownership. This lease allows acquiring full ownership
time, we have seen that small business starts withoutof the equipment at the end of the lease. The terms
any funds. They do not have funds for the latestand conditions for the acquisition of the equipment
equipments and therefore are not able to make itexist in the agreement itself.
even through the first few years of operation. As first2)     Conditional Sales Lease: It is non- true lease
few years of any business are crucial for its owner,where after paying certain amount to the
one can only make through if there is a full proofmanufacturer, lessee acquires the equipment for a
business plan with a good cash flow.shorter duration of its economic life. Certain amount of
The best possible way is an equipment leasing financeinterest is also associated with it. The equipment can
company. Internet is the tool that is at your disposalbe purchased after the lease ends for paying a
every time. There are thousands of companies thatnominal value.
provide equipment leasing, used medical equipments3)     Tax Lease or True Lease: This type is lease
and computer equipment leasing. Research well andis valuable for companies that are vulnerable to
shop around to get the best deal. Before plunging intotechnological obsolescence, such as computers. It has
the deal makes sure that the company you havelower monthly payments that can be claimed as tax
chosen provides financing for your industry.deductions. At the end of the lease, you can purchase
The different types of finance provided by equipmentit, continue the lease or return it to the lesser.
leasing finance company are lease, structured finance4)     Operating Lease: This type of lease allows
and loans. In this article we will be dealing with fivethe lessee to have the right to use the equipment
types of finance leasing and rest of them in part 2 ofwithout any right to own it. If you want to have the
this article:-ownership at the end of the lease, the terms and risk
1)     Capital Lease or Finance Lease: It is a typeinvolved are much which wouldn't be acceptable. But it
of lease that is used for commercial arrangements.provides greater flexibility as well as cut down the
Sometimes referred to as a conditional sales contract.expenses of the running business.