| Humana, founded in 1961 as a nursing home company, | | | | on their formulary list. |
| grew to become one of the largest of its kind within a | | | | Humana offers custom build-your-own plans such as |
| decade. Within twenty years it became one of the | | | | the Portrait Plan, Monogram Plan, Autograph Plan and |
| largest hospital companies in America, and now, 47 | | | | the Autograph Plan/HSA. |
| years later, it is one of the largest publicly traded health | | | | Portrait Plan |
| benefits companies in the US and is ranked 150 in the | | | | This plan is designed for those who want to minimize |
| Fortune 500. | | | | risk in their lives and want the major coverage by |
| Humana is headquartered in Louisville, Kentucky and | | | | offered by big employers. This plan could be a benefit |
| has 7 million medical members primarily in 22 states | | | | to those who are self employed and also for those |
| and Puerto Rico. The company offers coordinated | | | | individuals who are early retirees from a company that |
| health insurance coverage and related services | | | | does not offer health insurance. |
| through traditional and internet-based plans to employer | | | | The in-network co-insurance operates on a 80%/20% |
| groups, government-sponsored plans and individuals. | | | | formula, where the insurance pays 80% and the |
| Humana provides services to companies with fewer | | | | subscriber pays 20%. This plan also offers unlimited |
| than ten employees to companies who employ | | | | office co-payments as long as you stay in network for |
| thousands. Small businesses are offered a wide range | | | | your physician visits |
| of products and services designed specifically to meet | | | | Monogram Plan |
| their needs. It also has specialty products such as | | | | The Monogram Plan offers a safety- net in coverage |
| dental, life and disability insurance. | | | | in case you ever need it. It's designed to provide low |
| HUMANA CHOICE CARE NETWORK | | | | cost protection for those who are healthy and seldom |
| Humana Choice Care Network includes more than | | | | visit a doctor. Those who avail themselves of this plan |
| 320,000 physicians and ancillary care providers in fifty | | | | are generally those who are no longer covered under |
| states and DC, serving 1.3 million PPO members. Their | | | | their parent's policies, college graduates, |
| HMO plan has received accreditation from the national | | | | undergraduates, those who work part-time and those |
| Committee for Quality Assurance (NCQA) and the | | | | who work for a company that does not offer group |
| American Accreditation Healthcare Commission | | | | insurance. |
| (AAHC). Also, Humana is the first health benefits | | | | Autograph Plan |
| company to achieve registration for its Personal | | | | This plan has the most flexibility in regard to designing |
| Nurses and Transplant Management Services. | | | | a health plan that works the best for an individual's |
| Humana health insurance quotes are available in the | | | | specific needs. It also offers the better options for |
| following states: | | | | those who need to make to make multiple office visits |
| Arizona | | | | due to injury or illness. |
| Kentucky | | | | Autograph Plan/HSA |
| Ohio | | | | The benefits and options offered in the Autograph |
| Arkansas | | | | Plan are also available in the Autograph Plan/HSA. In |
| Louisiana | | | | addition you can avail yourself of potential tax |
| South Carolina | | | | advantages by using a HSA that lets you pay for |
| Colorado | | | | qualified medical expenses with tax deductible |
| Michigan | | | | contributions. |
| Tennessee | | | | Optional Additions to Individual and Family Policies |
| Florida | | | | Maternity Coverage. Premiums are an additional $107 |
| Mississippi | | | | dollars per month and the deductible is increased by |
| Texas | | | | $500. The insurance then pays up to 60% of the costs |
| Georgia | | | | of routine pregnancy and childbirth. |
| Missouri | | | | Dr. Co-payments. This option allows an individual to |
| Utah | | | | purchase four Doctor's visits per year with a $25 |
| Illinois | | | | co-pay for each visit. If you have more than four |
| Nebraska | | | | doctor's visits within a year you are subject to the |
| Virginia | | | | deductible and co-insurance. |
| Indiana | | | | Dental insurance |
| North Carolina | | | | Disability insurance |
| Wisconsin | | | | While Humana may offer very good coverage for the |
| Kansas | | | | individual or older families who are no longer having |
| HUMANA ONE | | | | children, it may not meet the needs for the family that |
| Humana One is Humana's individual insurance plan. | | | | is still growing. Paying only up to 60% for pregnancy |
| Within the Humana One system a number of different | | | | and childbirth, a Humana Maternity policy still leaves the |
| types of policies are available. An individual or family | | | | family with a pretty hefty out- of- pocket expense. |
| can elect to choose from four deductibles: $500, | | | | Also, to be noted is that Dental Insurance is only |
| $1,000, $2,500 and $5,000. After the deductible | | | | available to those who all ready have a health |
| expense is met, the Human Health Insurance policy | | | | insurance plan with Humana. |
| pays 80% of the next $10,000 in covered expenses, | | | | HUMANA HEALTH INSURANCE QUOTES |
| the 100% up to $5,000,000. Doctor visits are included in | | | | To decide if Humana One may be a good choice for |
| the 80% coverage after the deductible is met. | | | | your health insurance needs then be sure and |
| However, prescriptions are covered after a $500 | | | | compare quotes from many different companies side |
| deductible with a co-payment: $10 for generic drugs, | | | | by side. |
| $30 for brand name drugs, and $50 for drugs not listed | | | | |