New Health Research And Its Effects On Life Insurance

The UK government has recently been heading aThe implications to the health of an obese individual are
campaign to make Britain a healthier nation.well documented.
Addressing general health and preventative medicine,At the other end of the scale is another growing UK
the Prime Minister has promised every adult in the UKhealth problem; that of our obsession with thinness.
will receive a free health MOT. Screening forCelebrities have been condemned for their public
conditions such as heart disease and diabetes will beportrayal that being an ultra thin size 0 is the only way
among the tests and will be phased in over the nextto be pretty and worthy. This vanity has now reached
few years.a pinnacle with a new camera on the market that can
Screening for vascular disease, which is the primarymake you look between 5 and 15lbs thinner than you
cause of heart failure and strokes affecting 6.2 millionreally are.
people and bringing about the death of 200,000 ofLife insurance companies have a set scale from the
those per year, will begin in the over 60's later thisBritish Medical Association that determines a healthy
year. This effectively brings the benefits of privateweight range but many people, whether obese or
health care into the public domain.anorexic, are falling outside of these guidelines,
Blood pressure, cholesterol levels and Body Massincreasing their life insurance premiums.
Index tests are among the few moves that theOne of the problems associated with anorexia is the
government can make widely available so that weeffect it can have on one's mental capacity. To starve
have more control over which direction our health isthe brain of the nutrients it needs leads to irrational
taking as opposed to trying to fix it after it's broken.thinking and a distorted view of one's life and the world
This is good news for life insurance companies. Theyaround. This health defect was once associated with
will be better able to assess our risks, which will reducethe aged but recent research shows this is not so.
the premiums for healthier people.In tests on the older generation , it was found that
Unfortunately, for those at risk, it will increase lifemathematical skills of years ago were unchanged and
insurance premiums but hopefully encourage all of usverbal skills actually improved with age. Throughout life,
to follow a more responsible lifestyle.the brain develops and finds new ways of describing
In further moves to increase the nation's health, a banand coping with life changes. This is thought to over
on junk food advertising aimed at the under 16's hasride the loss of brain cells that also occur with age.
been put in place. Campaigners have said this is notThis was well and truly proved by the 89 year old
enough and are calling for a total ban.grandfather who recently gained a degree in sociology.
Media reports say that three quarters of us areThe old adage that you can't teach an old dog new
concerned about our health and weight. This discoverytricks is obviously not so.
was made in a poll that came one day afterSo, to keep life insurance premiums done we would do
McDonalds announced growth rates close to theirwell to consider the results of medical tests to keep
1980's peak, resulting from 88 million visits to theirour health at an optimum for longer, cheaper life and
outlets in just one month.remember that to have use of our full brain capacity,
Obesity levels in Britain now outweigh those of the USwe should use it or lose it.
and are a major concern to life insurance companies.